We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and Mortgage and Finance Association of Australia. We have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

I cannot recommend Alex highly enough! We wouldn't be here without his guidance and support. Alex was there for us from our initial consultation, when he took the time to understand our homeownership goals, he broke down complex financial concepts into easy-to-understand terms, making the entire process of buying our first home feel much less stressful. We were informed on every step of the way, reaching out with updates and ensuring we understood all the paperwork. And even now when our dream has come true we still know that we can ask any questions about our mortgage.

Monika Sylwesiuk

Three years ago, Alex helped me buy my first home. Now, three years later, he's helped me refinance. As a sole parent, I was nervous about starting out the process but it's unbelievable how seamless and cruisy it was then and again, this time. Alex absolutely ALWAYS goes over and beyond with his service. He'll always take the time to explain and give you an answer (trust me, I had some stupid questions). Trust his judgement, he will always bring you the best deals. Ellaine on his team is just as lovely, efficient and provides fantastic service. Needless to say, I highly recommend Alex and team to everyone. I am sure you won't be disappointed.

Akanksha Upadhyaya

We had an amazing experience working with Jess. From start to finish, she was incredibly accommodating and made the entire mortgage process feel straightforward and stress free. No question was too small and she took the time to answer all of our concerns with patience, which really helped us feel confident every step of the way. What stood out the most was how personable and approachable Jess was. Her warm, friendly demeanour helped us to feel comfortable and put our worries at ease. She is very professional and we felt that she genuinely cared about helping us find the best solution for our needs. We’re so grateful for her support and would highly recommend to anyone. Thanks Jess!

Lana Millers

Gary and the Team at JFG were fantastic with organising a Home loan for my recent purchase. Gary's knowledge and professionalism was second to none. He was able to meet all my requirements in a loan and made my purchase very easy and seamless. I would highly recommend Gary and the team at JFG to help you in this sector for your next purchase. Cheers, Michael.

Michael DART

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australia and Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.